Stop topping up payroll from your own pocket
A cash forecast that shows the gaps months ahead, so the money you put into your care business is planned, not a phone call the week payroll is due.
Does this sound like your business?
- “Some months I'm chasing council invoices just to make payroll.”
- “When the NHS pays late, I end up lending the business my own money.”
- “I never know how much cash we'll need next month.”
- “The bank balance looks fine, then PAYE and the pension contributions go out.”
What changes
You know the number
How much cash the business needs, and when, for the next few months and beyond.
Funding is planned
If money has to go in, it goes in on a date you chose, not in a panic before payday.
Fewer surprises
Tax, pensions, agency invoices and slow payers are in the forecast before they arrive.
What Danny does
Danny builds your business a cash forecast that starts from today's bank balance and looks well ahead, then keeps it up to date with you.
- Week by week for the next 13 weeks, then month by month beyond that
- Private fees, council payments and NHS funding, timed for when the cash actually lands, not when it is invoiced
- Payroll, PAYE, pensions, agency invoices, suppliers and loan repayments, including what is owed but not yet paid
- A list of who owes you what, and for how long, so the slowest payers get chased first
- A best case and a worst case, so you can see the range, not just one guess
- Real figures checked against the forecast every month, so it gets more accurate over time
You see the shortfall, if there is one, and the week it arrives. That is when the decisions are easiest to make.
Every care business is different. Danny will tell you what applies to yours on the call.
See all the ways Danny helps care businesses, or read about Danny.